Investing with an eye to sustainability

ESG is the standard

A large part of our investment funds in the lifecycle investment portfolios meet the ESG criteria. ESG stands for Environment Social Governance. This means that environmental, social and governance factors are taken into account in investment decisions.

Environment, for example, involves an assessment in relation to measures to combat climate change. Social pertains to, among other things, human rights and working conditions. Governance involves a consideration of the remuneration policy and the composition of the boards of directors.

Investing in green bonds

Green bonds are part of the Achmea IM ESG Diversified Fixed Income Fund. A green bond is a bond with which investors invest in sustainable projects. These bonds are issued by companies, banks and governments for projects that clearly contribute to the environment, such as loans for sustainable property or making public transport more sustainable.

Other sustainability measures

Exclusions

We do not invest in certain companies, sectors and countries, because they do not meet the ESG criteria. These include, for example, countries where human rights are under threat and companies that produce controversial weapons.

Active share ownership

The fund controllers use their power as shareholders to influence the conduct of businesses. They have a team of specialists who vote on proposals at shareholders' meetings and engage in dialogue with management on social issues such as climate change and cyber security.